You have worked hard to provide a stable, financial platform for you and your family, so you want to be sure that protection is in place as accidents and ill health unfortunately do happen.

Mortgage repayments tend to be your largest monthly outgoing and the need to pay them does not cease, if you are unable to work.

We promote responsible lending and so we strongly advise that every client fully understands and considers insurance, to manage their risk.

With access to a large range of insurance and protection providers, we will ensure that your mortgage, lifestyle and home are protected against any unforeseen circumstances. You will have peace of mind for yours and your family’s financial future.

Some of the available options are listed below. Costs of all policies vary, depending on the amount of cover required, your current age and your medical history. We provide you with honest and sound advice on the best plan and suitable provider.


  • Repay your mortgage in full or part in the event of death
  • Repay your mortgage in full or part in the event of death or earlier suffering and diagnosis of a specified critical illness
  • Arrange a cash lump sum for your family, in the event of your death
  • Arrange for your dependents to receive an income to meet their living costs, in the event of death
  • Provide you with a monthly income, in the event of you being unable to work due to an accident, sickness or unemployment


Buildings and Contents Insurance protects your home and possessions within your home. Cover is tailored to meet your specific requirements. Buildings Insurance is compulsory alongside a mortgage on a freehold property but not on a leasehold property. Cover can be arranged either on a combined basis or as individual Buildings Insurance and Individual Contents Insurance.